Your choices.
Your program benefits.

DCA ONE™ purchase bundle

The purchase bundle brings together Douglas Realty for your real estate purchase, Coastline Mortgage for your eligible purchase loan, and Admiral Title for title and settlement services. To receive the purchase bundle’s appraisal and home warranty benefits, use these participating services for the same eligible home purchase and meet the conditions below.

If you use a provider outside this purchase bundle, its bundled appraisal and warranty benefits do not apply. You retain access to the individual DCA services you select at their standard pricing.

Free Appraisal: closing credit up to $800

Receive a closing credit covering the eligible appraisal cost up to $800 when your eligible purchase loan closes through the DCA ONE™ purchase bundle. Coastline Mortgage provides and funds this credit.

• The credit is limited to the actual eligible appraisal cost or $800, whichever is less.
• The benefit is provided at closing. It is not available if the eligible loan does not close.
• For a purchase, the participating bundle includes Douglas Realty, Coastline Mortgage, and Admiral Title.
• If no appraisal is required or obtained, there is no appraisal credit and no substitute cash payment. Unused amounts are not paid as cash.
• Costs above $800 remain the borrower’s responsibility. This benefit does not cover other transaction charges.
• Applicable loan-program and closing-credit limits, transaction eligibility, and state availability apply.

Free One-Year Home Warranty

Douglas Realty selects and provides the one-year home warranty for an eligible home purchase through the purchase bundle. Douglas Realty chooses the warranty provider and plan from one of the two home warranty companies it works with. The included benefit is the provider and plan selected by Douglas Realty; it is not a customer-selected warranty or a cash allowance toward another plan. Douglas Realty funds the warranty through a closing credit, with payment at closing and no upfront warranty payment required. Admiral Title does not contribute to or reimburse the warranty cost.

This benefit requires the participating purchase services of Douglas Realty, Coastline Mortgage, and Admiral Title. It is not available on refinances or if the eligible purchase does not close. Coverage, exclusions, service-call charges, coverage limits, and provider terms depend on the applicable plan. Confirm the plan and its written terms before relying on any particular coverage. A home warranty does not cover every repair or replace homeowners insurance.

$200 Rate Promise Guarantee

Bring us your mortgage quote. We’ll match it or beat it, or pay you $200 if we can’t.

The Rate Promise applies to qualifying purchase and refinance rate comparisons. Coastline Mortgage must have the final opportunity to review and match or beat a verified qualifying competing lower rate. Matching the rate fulfills the promise; Coastline does not have to beat it. The $200 payment applies only if Coastline cannot match or beat the qualifying competing rate.

The comparison must use the same loan type, term, rate-lock period, property type, and borrower profile. The competing Loan Estimate must be dated within three business days of Coastline Mortgage’s original quote.

To request a comparison, reply to your Coastline quote email or email info@veteranshomeadvantage.com. Ask your loan officer how to share loan documents securely. If Coastline cannot match or beat the qualifying rate, request the $200 payment in that email conversation.

The $200 Rate Promise payment is distinct from the appraisal and warranty closing credits. It is not an automatic refinance rebate or a payment simply for obtaining another quote.

VA benefits and VHAP benefits

VA loan features arise from the VA loan program and its eligibility requirements. The purchase appraisal credit, purchase warranty, and Rate Promise are private VHAP offerings, not benefits paid by or guaranteed by the Department of Veterans Affairs. Choosing other providers does not change your service-based VA entitlement.

Confirm the offer for your transaction

Before choosing a bundle, ask the VHAP team to confirm the participating services, benefit amounts, applicable warranty plan, service charges, and eligibility in writing. Loan approval is separate from program benefit eligibility. Benefits depend on the transaction, available services, applicable law, and loan-program requirements.

Your choice of providers. Our standard pricing.

DCA ONE™ connects Douglas Realty, Coastline Mortgage, and Admiral Title in one coordinated homeownership platform. The companies have affiliated ownership relationships and offer their services separately as well as through optional service bundles.

You are free to choose your real estate, mortgage, title, and settlement service providers. You do not have to use another DCA company to receive a company’s individual services. You may use Coastline Mortgage with a different title provider, Admiral Title with a different mortgage provider, or Douglas Realty with other mortgage and title providers.

If you choose a provider outside the applicable bundle, the DCA companies you select continue to offer their standard pricing and fee structure for the services you purchase. They do not add a fee, increase their ordinary charges, or impose a penalty because you selected another provider. The associated bundled benefit simply does not apply.

Standard pricing does not mean every borrower or transaction receives the same quote. Mortgage pricing and service charges depend on the loan, property, services, timing, and other applicable transaction factors. Charges from an independently selected provider are determined by that provider.

How the bundled savings work

When you voluntarily choose the participating DCA companies for an eligible transaction, the company providing the benefit absorbs the stated cost. The savings are not recovered through higher charges elsewhere in the transaction. Coastline Mortgage funds the purchase appraisal credit, and Douglas Realty funds the purchase home warranty. Admiral Title does not contribute to, reimburse, or share the cost of either benefit.

The companies earn their ordinary compensation for the services they perform, and their owners may benefit financially from your use of affiliated services. The bundle does not replace the separate Affiliated Business Arrangement Disclosure identifying ownership interests and estimated service charges.

Program terms updated November 2, 2026. These terms do not replace transaction-specific loan or affiliated-business disclosures.