.expert-card{border:1px solid var(--line);border-radius:5px;overflow:hidden;background:white}.expert-card>img{display:block;width:100%;height:270px;object-fit:cover;object-position:center 22%;background:#f0f1f4}.expert-info{padding:25px}.expert-info h3{font-size:23px;margin-top:9px}.expert-info p{font-size:13px;color:var(--muted)}.expert-info .expert-specialty{color:var(--navy);font-size:13px;font-weight:700}.expert-detail:nth-child(odd){background:var(--cream)}.expert-portrait{width:100%;max-width:370px;height:420px;object-fit:cover;object-position:top;border-radius:5px}.review-quote{margin:0;border-top:2px solid var(--gold);padding:22px 0}.review-quote p{font:700 26px/1.4 'Inter',Arial,sans-serif;color:var(--navy)}.review-quote cite{font:11px/1.5 'Inter',Arial,sans-serif;color:var(--muted)}.form-step{border:0;margin:0;padding:0}.form-step legend{font-size:20px;color:var(--navy);font-weight:600;line-height:1.4;margin:0 0 20px}.step-progress{font-size:11px;letter-spacing:.04em;color:var(--muted);margin-bottom:15px}.step-buttons{display:flex;gap:12px;margin-top:23px}.question-shortcut{border:0;background:none;padding:0;color:var(--red);cursor:pointer;margin:20px 0;display:block}.request-recap{font-size:13px;background:var(--cream);padding:15px;margin-bottom:20px}.scenario-box{padding:16px;border:1px solid #c4cbd6;font-size:12px;margin-bottom:20px}.scenario-summary{margin-top:10px;white-space:pre-line}.scenario-box .consent{margin-bottom:0}.guide-layout{display:grid;grid-template-columns:minmax(0,1fr) 280px;gap:70px;align-items:start}.guide-aside{position:sticky;top:120px;background:var(--cream);padding:25px;border-top:3px solid var(--red);font-size:14px}.guide-aside .btn{font-size:12px;padding:12px}.guide-aside p:last-child{margin-top:22px}.guide-tools{display:flex;flex-wrap:wrap;gap:12px;margin-top:28px}.area-list{display:grid;grid-template-columns:repeat(4,1fr);gap:18px;margin-bottom:50px}.area-list>div{padding:22px;border:1px solid var(--line)}.area-list span{color:var(--red);font-size:12px;font-weight:bold}.area-list h3{margin-top:10px;font-size:17px}.calculator-actions{display:flex;gap:14px;flex-wrap:wrap;margin:25px 0}.amortization{padding:20px;border:1px solid var(--line);margin:25px 0}.amortization summary{font-weight:600;cursor:pointer}.table-scroll{overflow-x:auto}.budget-result{background:var(--navy);color:white;padding:25px;border-radius:4px}.budget-result h3{color:white}.budget-result .fine{color:#cbd2e0}.print-title{display:none}.comparison-panel{margin-top:25px}.clear-scenario{border:0;background:transparent;cursor:pointer;color:var(--red);padding:0}.nav{gap:15px}.links{gap:17px}.logo{width:190px}.links a{font-size:12px}@media(max-width:1100px){.links{gap:10px}.logo{width:160px}.nav-cta{font-size:10px!important}.nav{gap:10px}}@media(max-width:900px){.guide-layout{grid-template-columns:1fr}.guide-aside{position:static}.area-list{grid-template-columns:repeat(2,1fr)}.logo{width:190px}}@media(max-width:650px){.expert-card>img{height:320px}.expert-portrait{height:360px}.step-buttons .btn{font-size:12px;padding:12px}.area-list{gap:10px}.guide-tools .btn{width:100%}.review-quote p{font-size:24px}}@media print{header,footer,.review,.mobile-expert,.lead-section,.guide-aside,.calculator-actions,.btn,.question-shortcut,.clear-scenario{display:none!important}.page-hero{padding:20px 0}.hero{background:#fff;color:#111;min-height:0}.hero:after,.hero-photo{display:none}.hero h1,.hero p{color:#111}.calc-shell{display:block}.calc-result{background:white;color:#111}.calc-result h3,.calc-result .fine,.calc-result .sub,.calc-result .eyebrow{color:#333}.breakdown li{border-color:#aaa}.wrap{max-width:none}.calc-inputs{padding:10px}.calc-result{padding:15px}.guide-layout{display:block}.amortization{break-before:page}.big-number{font-size:35px}.print-title{display:block}section{padding:20px 0}input,select{border-color:#aaa}body{font-size:11pt}.expert-card{break-inside:avoid}}
.budget-helper{display:grid;grid-template-columns:1fr 200px auto;gap:22px;align-items:center;background:var(--cream);padding:25px;margin-bottom:24px;border-radius:4px}.budget-helper .eyebrow{margin-bottom:9px}.budget-helper h3{margin-bottom:9px}.budget-helper p{margin-bottom:0}.budget-helper #budget-message{grid-column:1/-1}.budget-helper label{font-size:12px}@media(max-width:900px){.budget-helper{grid-template-columns:1fr 1fr}.budget-helper>div{grid-column:1/-1}}@media(max-width:650px){.budget-helper{grid-template-columns:1fr}.budget-helper>*{grid-column:1!important}}
/* Benefits-led home hero; previous homepage checkpoint in HOMEPAGE_HISTORY.md. */
.hero-benefits{padding:0;min-height:0;background:radial-gradient(ellipse at 95% 0%,#334565 0%,transparent 55%),#182446}.hero-benefits:after{display:none}.hero-benefits .wrap{padding-top:34px;padding-bottom:25px}.hero-rating{display:inline-flex;align-items:center;gap:14px;text-decoration:none;margin-bottom:25px;background:#ffffff0b;border:1px solid #ffffff26;border-radius:5px;padding:10px 15px;font-size:13px;line-height:1.5}.rating-stars{color:#e4bd72;font-size:21px;letter-spacing:2px}.rating-company{display:block;font-size:11px;color:#d4dbea}.hero-benefits .eyebrow{margin-bottom:12px}.hero-benefits h1{max-width:1050px;font-size:59px;margin-bottom:16px;line-height:1.05}.hero-benefits .hero-intro{max-width:760px;font-size:16px;margin-bottom:25px}.hero-offers{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:18px;margin-bottom:25px}.hero-offer{display:flex;flex-direction:column;text-decoration:none;background:#fff;border:1px solid #fff;border-top:3px solid var(--gold);border-radius:5px;padding:23px 25px;color:var(--navy);transition:transform .15s,box-shadow .15s}.hero-offer:hover{transform:translateY(-3px);box-shadow:0 10px 24px #0002}.offer-label{font-size:10px;letter-spacing:.08em;text-transform:uppercase;color:#765323;font-weight:700;display:block;margin-bottom:13px}.hero-offer h2{font:700 31px/1.08 'Inter',Arial,sans-serif;min-height:67px;margin:0 0 12px;color:var(--navy)}.hero-offer p{color:#505b6c;font-size:13px;line-height:1.55;max-width:none;margin:0 0 16px}.offer-more{margin-top:auto;font-size:11px;font-weight:700;color:var(--red)}.hero-benefits .hero-tags{margin-top:17px;gap:24px;flex-wrap:wrap}.hero-benefits .hero-conditions{font-size:10px;line-height:1.6;max-width:1050px;margin:17px 0 0;color:#cbd3e1}.hero-conditions a{text-underline-offset:3px}.hero-footnote{display:flex;justify-content:space-between;gap:15px;border-top:1px solid #ffffff20;margin-top:15px;padding-top:12px}.hero-benefits .hero-footnote p{font-size:10px;color:#bac6d8;max-width:none;margin:0}.hero-benefits .text-link{margin-left:8px}@media(max-width:900px){.hero-benefits h1{font-size:49px}.hero-offer{padding:20px}.hero-offer h2{font-size:27px}.hero-benefits .wrap{padding-top:28px}}@media(max-width:650px){.hero-benefits h1{font-size:40px}.hero-benefits .wrap{padding-top:24px;padding-bottom:24px}.hero-rating{margin-bottom:24px;padding:9px 12px;gap:10px}.rating-stars{font-size:18px}.hero-benefits .hero-intro{font-size:15px}.hero-offers{grid-template-columns:1fr;gap:10px;margin-bottom:23px}.hero-offer{padding:17px 19px}.hero-offer h2{font-size:28px;min-height:0;margin-bottom:8px}.hero-offer h2 br{display:none}.offer-label{font-size:9px;margin-bottom:7px}.hero-offer p{font-size:13px;margin-bottom:10px}.hero-benefits .actions{align-items:center;gap:17px}.hero-benefits .actions .btn{width:100%}.hero-benefits .text-link{margin-left:0}.hero-benefits .hero-tags{gap:7px;font-size:10px;flex-direction:column}.hero-footnote{display:block}.hero-benefits .hero-footnote p+p{margin-top:5px}}
/* Bright eligibility-led homepage. */
.eligibility-hero{background:#fff;padding:44px 0 42px}.eligibility-layout{display:grid;grid-template-columns:1.05fr 1fr;gap:55px;align-items:center}.eligibility-copy .eyebrow{color:var(--red);margin-bottom:19px;letter-spacing:.13em}.eligibility-copy h1{font:700 52px/1.08 'Inter',Arial,sans-serif;letter-spacing:-.025em;color:var(--navy);margin:0 0 22px}.eligibility-copy h1 em{font-style:normal;color:#297483}.eligibility-intro{font-size:16px;line-height:1.7;color:#536173;max-width:500px;margin-bottom:25px}.eligibility-cta{font-size:17px;padding:18px 29px;min-width:270px;box-shadow:0 5px 14px #bd26351b}.eligibility-reassurance{font-size:11px;color:var(--muted);margin:12px 0 25px}.eligibility-rating{display:inline-flex;gap:14px;align-items:center;text-decoration:none;color:var(--navy);font-size:13px}.eligibility-rating .rating-stars{color:#ae7a23;font-size:25px}.eligibility-rating small{display:block;color:var(--muted);font-size:10px;margin-top:2px}.eligibility-owner{font-size:10px;color:var(--muted);line-height:1.7;margin:16px 0 0}.eligibility-image{position:relative;min-width:0}.eligibility-image img{width:100%;height:470px;display:block;object-fit:cover;object-position:65% center;border-radius:8px 70px 8px 8px}.image-note{position:absolute;bottom:22px;left:22px;right:22px;padding:17px 20px;border-radius:4px;background:#fffffff2;box-shadow:0 5px 25px #18244612;color:var(--navy)}.image-note span{display:block;font-size:11px;color:#536173}.image-note strong{display:block;font:700 24px/1.2 'Inter',Arial,sans-serif;margin-top:5px}.home-benefits{padding:34px 0 30px;background:#f3f7f8;border-top:1px solid #e4ecee;border-bottom:1px solid #e4ecee}.home-benefits-heading{text-align:center;margin-bottom:22px}.home-benefits-heading .eyebrow{font-size:10px;color:#297483;margin-bottom:9px}.home-benefits-heading h2{font-size:35px;margin-bottom:9px}.home-benefits-heading h2 em{font-style:normal;color:#297483}.home-benefits-heading p{font-size:13px;color:var(--muted);margin:0}.home-benefits .hero-offers{gap:20px;margin-bottom:17px}.home-benefits .hero-offer{border:1px solid #dce6e8;border-top:3px solid #c4a36c;padding:22px 25px;box-shadow:0 3px 14px #18244604}.home-benefits .hero-offer h2{font-size:29px;min-height:63px}.home-benefits .hero-offer p{font-size:13px}.benefits-conditions{font-size:10px;color:#536173;line-height:1.6;margin:0 auto 8px;max-width:1000px;text-align:center}.rating-date{font-size:9px;color:#687582;text-align:center;margin:0}@media(max-width:1000px){.eligibility-layout{gap:30px}.eligibility-copy h1{font-size:43px}.eligibility-image img{height:460px}.eligibility-intro{font-size:15px}}@media(max-width:700px){.eligibility-hero{padding:29px 0}.eligibility-layout{grid-template-columns:1fr;gap:25px}.eligibility-copy h1{font-size:42px}.eligibility-copy h1 br:last-of-type{display:none}.eligibility-intro{font-size:15px}.eligibility-cta{width:100%}.eligibility-reassurance{font-size:10px;margin-bottom:20px}.eligibility-image img{height:280px;border-radius:6px 45px 6px 6px;object-position:65% 40%}.image-note{left:14px;right:14px;bottom:14px;padding:12px 15px}.image-note strong{font-size:21px}.home-benefits{padding:29px 0}.home-benefits-heading h2{font-size:30px}.home-benefits .hero-offers{grid-template-columns:1fr;gap:12px}.home-benefits .hero-offer h2{min-height:0}.home-benefits .hero-offer h2 br{display:none}.home-benefits .hero-offer{padding:20px}.benefits-conditions{text-align:left}.rating-date{text-align:left}}

.image-note strong:first-child{margin-top:0;margin-bottom:7px}.image-note strong+span{line-height:1.6;max-width:390px}

/* Inter typography trial. Prior source checkpoint: 22cdb353f4f4043db95177a056618d02e630912c. */
body{font-family:'Inter',Arial,sans-serif;font-size:16px;font-weight:400}h1,h2,h3{font-weight:700;letter-spacing:-.035em}.btn,.hero-offer h2{font-weight:600}.eligibility-copy h1{font-size:48px;line-height:1.12;letter-spacing:-.04em}.image-note strong{font-size:22px;line-height:1.3}.home-benefits-heading h2{font-size:32px;line-height:1.25}.hero-offer h2,.home-benefits .hero-offer h2{font-size:26px;line-height:1.2}.review-quote p{font-weight:500;font-size:24px;line-height:1.5}.path h3{font-size:29px;line-height:1.25}.brand-list{font-weight:600}.platform-note h2{line-height:1.3}@media(max-width:1000px){.eligibility-copy h1{font-size:40px}}@media(max-width:700px){.eligibility-copy h1{font-size:37px;line-height:1.15}.home-benefits-heading h2{font-size:28px}.image-note strong{font-size:20px}}@media(max-width:650px){.card p,.faq details p,.intro,.prose p,.prose li,.eligibility-intro,.home-benefits .hero-offer p,.lead-copy p,.checklist li{font-size:16px;line-height:1.65}input,select,textarea{font-size:16px}.form-grid label{font-size:13px}.hero-offer h2,.home-benefits .hero-offer h2{font-size:25px}h2{font-size:32px}.page-hero h1{font-size:38px}.lead-copy h2{font-size:34px}}
/* Homepage benefit palette: red, white, and blue. */
.home-benefits .hero-offer{border-top-width:1px;border-radius:7px;box-shadow:0 5px 18px #18244608;padding:26px}.home-benefits .hero-offer:nth-child(1){background:#b52435;border-color:#b52435}.home-benefits .hero-offer:nth-child(2){background:#fff;border-color:#d4dee3}.home-benefits .hero-offer:nth-child(3){background:#182e57;border-color:#182e57}.home-benefits .hero-offer:nth-child(1) h2,.home-benefits .hero-offer:nth-child(3) h2{color:#fff}.home-benefits .hero-offer:nth-child(1) p,.home-benefits .hero-offer:nth-child(3) p{color:#fff}.home-benefits .hero-offer:nth-child(1) .offer-label,.home-benefits .hero-offer:nth-child(3) .offer-label{color:#fff}.home-benefits .hero-offer:nth-child(1) .offer-more,.home-benefits .hero-offer:nth-child(3) .offer-more{color:#fff}.home-benefits .hero-offer .offer-more{padding-top:14px;border-top:1px solid #1824461c}.home-benefits .hero-offer:nth-child(1) .offer-more,.home-benefits .hero-offer:nth-child(3) .offer-more{border-top-color:#ffffff45}.home-benefits .hero-offer:nth-child(2) .offer-label{color:#536173}.home-benefits .hero-offer:nth-child(2) .offer-more{color:#a91f30}.home-benefits .hero-offer:hover{box-shadow:0 10px 25px #1824461c}@media(max-width:650px){.home-benefits .hero-offer{padding:23px}}

.editorial-photo.planning-photo{object-position:center center}

.team-support{background:#f3f7f8;border-top:1px solid #e4ecee;border-bottom:1px solid #e4ecee;padding:48px 0}.team-support-layout{display:grid;grid-template-columns:1.25fr 1fr;gap:75px;align-items:center}.team-support h2{font-size:34px}.team-support p{color:var(--muted);max-width:620px}.team-support .eyebrow{color:#297483}.team-support .checklist{margin:0}@media(max-width:700px){.team-support-layout{grid-template-columns:1fr;gap:24px}.team-support h2{font-size:30px}.team-support{padding:36px 0}}

.refinance-rate-promise{background:#182e57;color:#fff;padding:58px 0;margin-bottom:24px}.refinance-rate-promise h2{color:#fff;margin-top:0;font-size:38px;line-height:1.2}.refinance-rate-promise .eyebrow{color:#fff}.refinance-rate-promise .intro{color:#fff;font-size:22px;font-weight:600;line-height:1.5;max-width:800px}.refinance-rate-promise p{color:#fff}.refinance-rate-promise .promise-details{background:#fff;color:#182e57;border-color:#fff;margin-top:8px}.refinance-rate-promise .promise-details:hover{background:#edf2f8;border-color:#edf2f8}@media(max-width:650px){.refinance-rate-promise{padding:38px 0}.refinance-rate-promise h2{font-size:30px}.refinance-rate-promise .intro{font-size:19px}.refinance-rate-promise .promise-details{width:100%}}

.refinance-bundle{background:#fff;padding:60px 0}.refinance-benefits-heading{max-width:800px;margin-bottom:30px}.refinance-benefits-heading h2{font-size:38px}.refinance-benefits-heading p{color:var(--muted)}.refinance-benefit-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:25px}.refinance-benefit{padding:34px;border-radius:7px;color:#fff;display:flex;flex-direction:column}.refinance-benefit.appraisal-credit{background:#b52435}.refinance-benefit.rate-promise-card{background:#182e57}.refinance-benefit h3{font-size:32px;line-height:1.18;color:#fff;letter-spacing:-.03em;margin-bottom:22px}.refinance-benefit .eyebrow{color:#fff;font-size:10px}.refinance-benefit p{font-size:14px;line-height:1.7;color:#fff}.refinance-benefit .benefit-lead{font-size:19px;font-weight:600;line-height:1.5}.refinance-benefit .benefit-terms{font-size:12px}.refinance-benefit .btn{background:#fff;border-color:#fff;color:#182e57;margin-top:auto;align-self:flex-start;font-size:12px}.refinance-benefit.appraisal-credit .btn{color:#a51f30}.refinance-benefit .btn:hover{background:#edf2f8;border-color:#edf2f8}.refinance-bundle-terms{margin-top:25px;padding:23px 25px;background:#f3f7f8;border:1px solid #e2e8ec;border-radius:5px;scroll-margin-top:120px}.refinance-bundle-terms h3{font-size:17px;margin-bottom:12px}.refinance-bundle-terms p{font-size:12px;color:#536173;margin-bottom:12px}.refinance-bundle-terms p:last-child{margin-bottom:0}@media(max-width:700px){.refinance-benefit-grid{grid-template-columns:1fr;gap:17px}.refinance-bundle{padding:38px 0}.refinance-benefits-heading h2{font-size:31px}.refinance-benefit{padding:26px}.refinance-benefit h3{font-size:29px}.refinance-benefit p{font-size:16px}.refinance-benefit .benefit-terms{font-size:13px}.refinance-benefit .btn{width:100%;font-size:12px}.refinance-bundle-terms{padding:20px}.refinance-bundle-terms p{font-size:13px}}

.terms-jump{display:flex;flex-wrap:wrap;gap:10px 18px;padding:20px 0;border-bottom:1px solid var(--line);font-size:13px}.terms-jump a{color:var(--red);text-underline-offset:4px}.terms-table{width:100%}.terms-table th,.terms-table td{overflow-wrap:anywhere}
/* Subtle homepage review-star shimmer. Rating text remains static. */
@supports ((background-clip:text) or (-webkit-background-clip:text)){
 .eligibility-rating .rating-stars{display:inline-block;background-image:linear-gradient(110deg,#ae7a23 0%,#ae7a23 40%,#e9c474 47%,#fff0bc 50%,#e9c474 53%,#ae7a23 60%,#ae7a23 100%);background-size:300% 100%;background-position:100% 0;background-clip:text;-webkit-background-clip:text;color:transparent;animation:vhap-star-shimmer 8s ease-in-out .3s infinite}
}
@keyframes vhap-star-shimmer{0%{background-position:100% 0}24%,100%{background-position:0% 0}}
@media(prefers-reduced-motion:reduce){.eligibility-rating .rating-stars{animation:none;background:none;color:#ae7a23;-webkit-text-fill-color:#ae7a23}}
@media(forced-colors:active){.eligibility-rating .rating-stars{animation:none;background:none;color:LinkText;-webkit-text-fill-color:LinkText}}

.step-submit:disabled{opacity:.65;cursor:not-allowed}.form-notice a{text-underline-offset:3px}

.lead-honeypot{position:absolute;left:-10000px;width:1px;height:1px;overflow:hidden}.form-result.is-error{background:#fff0f0;color:#8d1f2e;border:1px solid #d9a6ac}.form-result p:last-child{margin-bottom:0}.guided-form[aria-busy="true"]{cursor:progress}

/* Nonblocking analytics choice; inquiry controls remain available. */
.analytics-preferences{display:block;margin:16px auto;background:transparent;border:0;text-decoration:underline;font:inherit;font-size:13px;color:#233b56;cursor:pointer;padding:12px}
.analytics-notice{position:fixed;z-index:1000;left:20px;right:20px;bottom:20px;max-width:960px;margin:auto;background:#fff;color:#172e47;border:1px solid #c9d3df;border-radius:12px;box-shadow:0 5px 30px #122c4933;padding:20px;display:flex;align-items:center;gap:24px}
.analytics-notice p{margin:0;font-size:14px;line-height:1.5}.analytics-notice strong{display:block;font-size:16px}.analytics-notice a{text-decoration:underline}.analytics-actions{display:flex;gap:10px;flex-shrink:0}.analytics-actions .btn{font-size:13px;padding:12px 14px;min-height:44px}
@media(max-width:700px){.analytics-notice{left:10px;right:10px;bottom:65px;padding:15px;display:block}.analytics-actions{margin-top:12px;display:grid;grid-template-columns:1fr 1fr}.analytics-actions .btn{justify-content:center}}

/* Regional positioning preserves the existing eligibility hero and immediate benefit section. */
.eligibility-copy .home-market-line{font-size:10px;letter-spacing:.07em;line-height:1.6;margin-bottom:19px}
.home-market{padding:62px 0;background:#fff}.home-market-heading{max-width:850px}.home-market-heading h2{font-size:40px;line-height:1.15;margin-bottom:22px}.home-market-heading>p{color:#536173;line-height:1.75}.home-market-cards{margin-top:30px}.home-market-cards>a{display:flex;flex-direction:column;text-decoration:none;border-top:3px solid #297483;transition:box-shadow .15s,transform .15s}.home-market-cards>a:hover{transform:translateY(-3px);box-shadow:0 8px 24px #18244612}.home-market-cards .pill{align-self:flex-start}.home-market-cards h3{font-size:24px;line-height:1.3;margin-top:18px}.home-market-cards p{font-size:15px}.home-market-cards .text-link{margin-top:auto;padding-top:14px}.home-market-reach{font-size:13px;color:#536173;margin-top:24px}.home-market-reach a{text-decoration:underline}.about-home-market p{line-height:1.75}
@media(max-width:700px){.home-market{padding:42px 0}.home-market-heading h2{font-size:32px}.home-market-cards{grid-template-columns:1fr}.home-market-cards h3{font-size:24px}.home-market-cards h3 br{display:none}.eligibility-copy .home-market-line{font-size:10px;letter-spacing:.03em}}

.eligibility-copy .eligibility-intro{font-weight:600;color:var(--navy,#151d3b)}

.eligibility-copy .eligibility-intro{margin-bottom:10px}.eligibility-support{font-size:14px;line-height:1.55;color:#536173;max-width:500px;margin:0 0 20px}.eligibility-support strong{color:var(--navy);font-weight:600}

.site-map-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:32px 56px;padding-top:45px;padding-bottom:50px}.site-map-group{padding:0;min-width:0}.site-map-group h2{font-size:25px;margin-bottom:18px}.site-map-group ul{padding-left:21px;margin:0}.site-map-group li{padding:7px 0;line-height:1.6}.site-map-group a{text-decoration:underline;text-underline-offset:3px;overflow-wrap:anywhere}.site-map-group a:hover{color:var(--red)}@media(max-width:700px){.site-map-grid{grid-template-columns:1fr;gap:32px}}

.refinance-benefit-grid:has(> :only-child){grid-template-columns:1fr}

.purchase-hero{background:#fff;padding:44px 0}.purchase-hero-grid{display:grid;grid-template-columns:1.05fr 1fr;gap:55px;align-items:start}.purchase-hero h1{font-size:45px;line-height:1.12;letter-spacing:-.035em;margin:0 0 21px}.purchase-hero h1 em{font-style:normal;color:#297483}.purchase-hero-copy>p{max-width:510px}.purchase-local{font-weight:600;color:var(--navy)}.purchase-hero-copy .fine{font-size:11px;margin-top:12px}.purchase-hero .eligibility-rating{margin-top:12px}.purchase-owner{margin-top:18px!important}.purchase-inquiry{background:#f3f7f8;border:1px solid #dce6e8;border-radius:12px;padding:27px;scroll-margin-top:115px}.purchase-inquiry h2{font-size:27px;line-height:1.2;margin-bottom:12px}.purchase-inquiry>.fine{margin-bottom:19px}.purchase-inquiry .lead-form{box-shadow:none;border:0;padding:0;background:transparent}.purchase-steps .grid{margin:24px 0}.purchase-payment img{width:100%;height:340px;object-fit:cover;border-radius:8px}.purchase-final{text-align:center;background:#f3f7f8}.purchase-final p{max-width:620px;margin:0 auto 22px}.purchase-final .fine{margin-top:18px}@media(max-width:1000px){.purchase-hero-grid{gap:28px}.purchase-hero h1{font-size:38px}}@media(min-width:701px){.purchase-hero-cta{display:none}}@media(max-width:700px){.purchase-hero{padding:30px 0}.purchase-hero-grid{grid-template-columns:1fr;gap:28px}.purchase-hero h1{font-size:37px}.purchase-hero-cta{width:100%}.purchase-inquiry{padding:23px}.purchase-payment img{height:280px}}
.purchase-inquiry label:has(select[name="purpose"]){display:none}.purchase-inquiry .form-grid{gap:14px}.purchase-inquiry .step-progress{margin-bottom:14px}.purchase-inquiry fieldset legend{margin-bottom:15px}.purchase-hero-cta{display:inline-flex}.purchase-hero-copy>p{margin-bottom:18px}

.purchase-hero-photo img{width:100%;height:460px;object-fit:cover;object-position:65% center;border-radius:8px 65px 8px 8px}.purchase-hero-grid{align-items:center}.purchase-inquiry-section{padding:42px 0}.purchase-inquiry-section .purchase-inquiry{max-width:760px;margin:auto}.purchase-inquiry-section .step-buttons .btn{min-width:180px}@media(max-width:700px){.purchase-hero-photo{display:none}.purchase-inquiry-section{padding:30px 0}}

.expert-depth{background:#f5f8f9;border-top:1px solid #e0e8eb;padding:50px 0}.expert-depth h2{font-size:32px;max-width:820px}.expert-depth h3{font-size:23px;line-height:1.35;margin:25px 0 12px}.expert-depth p,.expert-depth li,.expert-article p,.expert-article li{line-height:1.75}.expert-depth>.wrap>p{max-width:900px}.expert-cards{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:22px;margin:26px 0}.expert-cards article{background:white;border:1px solid #dce5e8;border-radius:8px;padding:24px;min-width:0}.expert-cards h3{margin:0 0 12px;font-size:22px}.expert-cards h3 a{color:var(--navy);text-decoration:none}.expert-cards h3 a:hover{text-decoration:underline}.expert-cards p{font-size:14px}.expert-table{overflow-x:auto;margin:24px 0}.expert-table table{border-collapse:collapse;width:100%;min-width:490px;text-align:left}.expert-table th,.expert-table td{padding:14px;border:1px solid #d5dfe4;vertical-align:top;line-height:1.6}.expert-table th{background:#182446;color:white}.expert-article{max-width:930px}.expert-article h2{font-size:30px;margin-top:36px}.expert-depth ul{padding-left:24px}.expert-depth li{padding:5px 0}@media(max-width:850px){.expert-cards{grid-template-columns:1fr 1fr}}@media(max-width:700px){.expert-depth{padding:35px 0}.expert-cards{grid-template-columns:1fr}.expert-depth h2{font-size:28px}.expert-article h2{font-size:26px}.expert-table th,.expert-table td{padding:11px}}

.purchase-hero-photo{position:relative}.purchase-hero-photo img{object-position:40% center}.purchase-photo-note{position:absolute;left:20px;right:20px;bottom:22px;padding:18px 20px;background:rgba(255,255,255,.94);border-radius:5px;box-shadow:0 4px 20px #18244616;color:var(--navy)}.purchase-photo-note strong{display:block;font-size:22px;line-height:1.3;font-weight:700;letter-spacing:-.02em}.purchase-photo-note span{display:block;font-size:13px;line-height:1.6;margin-top:5px;color:#536173}